COMPANY DIRECTORS
Huge tax efficient savings, but only for salaried directors.
Download our guide to learn more.
"I can unlock your exclusive savings"
Mark Belch, MBA ACSI DipCII
Protection Adviser to Business Owners & Higher Net Worth Individuals
COMPANY DIRECTORS
Huge tax efficient savings, but only for salaried directors.
Download our guide to learn more.
"I can unlock your exclusive savings"
Mark Belch, MBA ACSI DipCII
Protection Adviser to Business Owners & Higher Net Worth Individuals
There’s an easy, tax-efficient way to slash your life insurance premiums. It doesn’t matter that the policy is for your personal use. Do this correctly and HMRC will treat your premiums as an allowable expense and totally tax free.
Amazingly, 75% of business owners have no idea it’s even possible.
If you buy your life insurance the usual way, you are probably over paying. Because your company is a spectacular tax-efficient vehicle that can dramatically lower your costs.
On a £100 a month premium, Aviva estimates this overlooked method can save 40% tax payers £944.04 a year in taxes and national insurance.
Over the life of a 25-year policy, the overpayment totals £23,601 – all completely avoidable by putting your life cover on expenses.
I'll help you make an informed decision on the protection you need.
My up to the minute tools compare prices to find your best deal.
I'll handle the paperwork for you with minimal disturbance.
I know what is needed to satisfy HMRC's requirements for the tax benefits AND will put your policy safely in trust so any payout goes quickly, directly and tax-free to whoever you choose.
I'll help you make an informed decision on the protection you need.
My up to the minute tools compare prices to find your best deal.
I'll handle the paperwork for you with minimal disturbance.
I know what is needed to satisfy HMRC's requirements for the tax benefits AND will put your policy safely in trust so any payout goes quickly, directly and tax-free to whoever you choose.
How are savings possible ?
We arrange policies that meet the requirements of the Income Tax (Trading and Other Income) Act 2005. Your accountant will know this qualifies the tax benefits.
How much cover can I have?
Up to £25 Million or 35 times your annual income including dividends, depending on your age and health.
How long can I be covered?
For up to 59 years but not beyond age 75.
Who gets the payout?
It's up to you. we'll set the policy up in trust so the payout goes directly to who you chose.
Is the payout tax free?
Yes - it won't be subject to Corporation tax, Income tax, Inheritance tax or P11d Benefit in Kind tax.
Am I eligible?
Yes - if you are a UK resident company director aged 16 to 73 and take any income through PAYE.
What if I move to another company?
Your new company can take over paying the premiums and you'll keep the tax benefits, provided you remain salaried.
Are you FCA authorised?
Yes - we are an appointed representative of Active Mortgage Services Limited who are authorised and regulated by the Financial Conduct Authority.
What if I stop receiving PAYE salary?
You can transfer the policy into your own name and keep it running but you will lose the tax advantages.
Is your service free?
Yes - we are paid by insurers. We are transparent about what they pay us and unbiased in our advice. We work for you and put your best interests first.
How are savings possible ?
We arrange policies that meet the requirements of the Income Tax (Trading and Other Income) Act 2005. Your accountant will know this qualifies the tax benefits.
How much cover can I have?
Up to £25 Million or 35 times your annual income including dividends, depending on your age and health.
How long can I be covered?
For up to 59 years but not beyond age 75.
Who gets the payout?
It's up to you. We set the policy up in trust so the payout goes directly to who you chose.
Is the payout tax free?
Yes - it won't be subject to Corporation tax, Income tax, Inheritance tax or P11d Benefit in Kind tax
Am I eligible?
Yes - if you are a UK resident company director aged 16 to 73 and take any income through PAYE.
What if I move to another company?
Your new company can take over paying the premiums and you'll keep the tax benefits, provided you remain salaried.
Are you FCA authorised?
Yes - we are an appointed representative of Active Mortgage Services Limited who are authorised and regulated by the Financial Conduct Authority.
What if I stop receiving PAYE salary?
You can transfer the policy into your own name and keep it running but you will lose the tax advantages.
Is your service free?
Yes - we are paid by insurers. We are transparent about what they pay us and unbiased in our advice. We work for you and put your best interests first.
I set up LifeCoverOnExpenses to raise awareness of tax-efficient life insurance to save business people money.
For 40 years, I have specialised in life and disability insurance working for a wide range of major insurers and high quality advisory firms.
Call me on 01287 555 455
Ready for guaranteed savings?
Schedule your call to learn more about the cover you need and discover your personal savings.
I set up LifeCoverOnExpenses to raise awareness of tax-efficient life insurance to save business people money.
For 40 years, I have specialised in life and disability insurance working for a wide range of major insurers and high quality advisory firms.
Call me on 01287 555 455
Ready for guaranteed savings?
Schedule your call to learn more about the cover you need and discover your personal savings.
Many thanks once again for all your efforts on my behalf. I have 4 children and will certainly be recommending that they consult you when the time comes.
— Michael L
Many thanks once again for all your efforts on my behalf. I have 4 children and will certainly be recommending that they consult you when the time comes.
— Michael L
Active Business Protection Limited
3 Highcliff View, Westgate, Guisborough TS14 6AY
FCA number 991131
An appointed representative of Active Mortgage Services Limited, authorised and regulated by the Financial Conduct Authority
Active Business Protection Limited
3 Highcliff View, Westgate, Guisborough TS14 6AY
FCA number 991131
An appointed representative of Active Mortgage Services Limited, authorised and regulated by the Financial Conduct Authority